The information provided by (“we,” “us,” or “our”) on  The Sunny Saguaro (the “Site”) and the resources available for download through The Sunny Saguaro is for educational and general informational purposes only.

All information on the Site is provided in good faith and every reasonable effort has been made to ensure that the information provided is as accurate and complete as possible and free from errors; however, the Author assumes no responsibility for errors, omissions, or contrary interpretation, and make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, relevance, validity, reliability, availability, timeliness or completeness of any information on the  Site.

Under no circumstance shall we be held liable for any special, direct, indirect, consequential, or incidental loss or damage or any damages of any kind incurred as a result of the use of the  Site or reliance on any information provided on the Site.

By using the Site, you accept full personal responsibility for any harm or damage you suffer as a result of your actions arising out of or in connection with the use of the Site or its content.

You agree to use judgment and conduct due diligence to verify any information obtained from the Site before taking any action or implementing any suggestions or recommendations set out on the Site.

Your use of the Site is solely at your own risk and you expressly agree not to rely upon any information contained in the Site .

We reserve the right to make additions, deletions, or modification to the contents on the Site at any time without prior notice.

We do not warrant that the Site is free of viruses or other harmful components.

Any perceived slights of specific persons, peoples, or organizations are unintentional. Any product, website, and company names mentioned on the Site are the trademarks or copyright properties of their respective owners. We are not associated or affiliated with them in any way.

External links disclaimer

The Site may contain links to external websites that are not provided or maintained by or in any way affiliated with us. The Author does not guarantee the accuracy, adequacy, relevance, validity, reliability, availability, timeliness or completeness of any information on these external websites.

Affiliate links disclaimer

At this time, we do not have a financial relationship with any of the merchants we mention. We do not receive compensation of any kind from them.

FINANCIAL DISCLAIMER

The Site does not contain financial or tax advice. The information contained on the Site and the resources available for download through the Site is not intended as, and shall not be understood or construed as, financial or tax advice.

The information contained on the Site and the resources available for download through the Site are for educational and general informational purposes only, and do not constitute advertising, a solicitation or financial advice.

Before taking any actions based upon such information, we expressly recommend that you seek advice from a licensed financial advisor, tax advisor, accountant, or other financial professional in your jurisdiction.

Your use of the Site is solely at your own risk and you expressly agree not to rely upon any information contained in the Site or in the resources available for download through the Site as a substitute for professional financial and tax advice.

Under no circumstance shall be held liable or responsible for any errors or omissions on the Site or for any damage you may suffer in respect to any actions taken or not taken based on any or all of the contents of the Site and/or as a result of failing to seek competent advice from a financial or tax professional.

DISCLOSURES

We currently do not have a financial relationship with the merchants we mention.

From time to time, our blog posts and pages may contain links, which are provided for your convenience. We do not earn a commission or are not compensated if the links are utilized to make a purchase.

Our editorial content, including the advice we provide for educational purposes and the opinion we express on products, services and merchants is not influenced in any way by the merchants mentioned and the integrity of our content is in no way compromised by financial relationships.

We only recommend products, services, and merchants that we believe will provide value to our readers. We only endorse products, services and merchants that we have personally used/tested and consider of the highest quality standard.

It remains solely your personal responsibility to conduct your own investigation to determine whether to purchase a product or service from the merchants mentioned.

You will not rely on any recommendation, reference, or information provided by us and we cannot be held liable or responsible for any damages resulting from your purchase.